Mobile Banking is availing various banking services at your fingertips without the need of going to the bank physically. Banks provide a bouquet of financial services through a Smartphone App connected to their database.
Like every other Public Sector and Private Bank, India Post Payments Bank, which is a new entrant into the banking and payment industry, provides its customers the opportunity to get their banking needs fulfilled from the comfort of their homes. The services it brings through its mobile banking app aren't radically different in any sense from what other banks are already providing. But the one thing the Bank has emphasized and invested upon is the simplicity of User interface and ease of movement that makes the app very handy to every age group.
Through IPPB Mobile Banking, you can get statement of your daily transactions, do intra-bank and inter-bank fund transfers through NEFT, RTGS, IMPS, UPI, Bharat QR. You can pay bills (water, gas, electricity, landline/broadband, Mobile Postpaid), taxes, insurance premiums and loan installments. You can recharge DTH and mobile pre-paid plans. The app also provides you the convenience of updating your account information like Nominee, E-mail & Mobile no, PAN, Address etc. You can register complaints and give feedbacks. And if you are an existing DOP customer then you can also avail a host of digital banking benefits which weren't there till date. IPPB Mobile Banking App also allows a non-customer to open a digital account on his/her own which can later be upgraded to a Regular account on KYC verification.
Moreover IPPB is trying to be a future ready bank of 21st Century digital India. It wants to give its customers a paperless and realtime banking experience. It also has a noble mission of bringing the Financially excluded population into the ambit of banking Sector.
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